The longer you are a patient at CAFD, the more you will come to understand that Dr. Heard is committed to doing what is best for each patient. He does not ever suggest treatment that is not needed and in your best interest. It is our goal to help you prevent dental problems before they occur and before they become big, costly problems. We do not ever want finances to keep you from getting the dental care that you need; so, we accept multiple forms of payment and we offer several payment plan options that we will be happy to discuss with you. We do expect payment or payment arrangements to be made the day service is provided.
For Your convenience, we gladly accept cash, checks, HSA cards, and all major credit cards.
We also accept Care Credit. Click on the link below for more information or to apply, today.
We are in-network providers for the following Insurance Companies:
Blue Cross Blue Shield of Arkansas, Cigna DPPO, Delta Dental Premier,
Guardian, Metlife, Medicaid for Kids (Delta Smiles & MCNA),
Municipal Health, United Concordia Elite, & United Concordia Tricare
Our office accepts all insurance plans and will file your insurance claims for you; however, we do require your deductible and estimated portion of the bill be paid at the time of service. We will do our best to understand your insurance coverage and help you with questions you may have regarding your insurance plan or benefits, but we do strongly recommend you contact your insurance company for complete verification of benefits. You will be responsible for any charges not paid by your insurance company.
TIPS FOR MAXIMIZING YOUR DENTAL INSURANCE
Did you know the majority of patients do not get the maximum use from dental coverage they have already paid for? Don't let your dental coverage go to waste. Follow these simple steps to get the most from your dental insurance:
*Get the maximum number of cleanings allowed by your insurance each year (usually 2 per year). You have already paid for them in insurance premiums!
*Don't put off getting fillings! Cavities in teeth only get bigger and more costly over time. Use your insurance benefits to cover small things like fillings to avoid expensive out of pocket costs for crowns and root canals later!
*If you have a lot of dental work to be done, do half of it in the current year and the rest the following year when your insurance benefits renew. Most insurance plans renew or start the benefits over in January; however, some insurance plans renew benefits during the month your policy started. Know when your benefits renew and plan your dental treatment accordingly.