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The longer you are a patient at CAFD, the more you will come to understand that Dr. Heard is committed to doing what is best for each patient.  He does not ever suggest treatment that is not needed and in your best interest.  It is our goal to help you prevent dental problems before they occur and before they become big, costly problems.  We do not want finances to keep you from getting the dental care that you need; so, we accept multiple forms of payment and we offer several payment plan options that we will be happy to discuss with you.  We do expect payment or payment arrangements to be made the day service is provided.     

For Your convenience, we accept most insurance plans and will file your insurance claims for you; however, we do require your deductible and estimated portion of the bill be paid at the time of service.  We will do our best to understand your insurance coverage and help you with questions you may have regarding your insurance plan or benefits, but we do strongly recommend you contact your insurance company for complete verification of benefits.  You will be responsible for any charges not paid by your insurance company.

We are in-network providers for the following Insurance Companies:  Blue Cross Blue Shield of Arkansas, Cigna DPPO, Delta Dental Premier, Guardian, Metlife, Medicaid for Kids (Delta Smiles & MCNA),Municipal Health, United Concordia Elite, & United Concordia Tricare           

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